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Our Firm Covers Bankruptcy in the Wake of COVID-19
Headline Legal News |
2020/11/23 00:42
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Bankruptcy Law Chicago - Bankruptcy Lawyer | Daniel J. Winter
Being a practicing attorney for 30 years, I have been honing my skills every day. In these 30 years, I’ve met with hundreds of clients, and learned how to listen, then how to develop a specific financial plan based on my experience in the Bankruptcy Court.
Not just hear, but actually listen to the clients and hear what they want, their goals, and needs.
These listening skills help me have real-world conversations with my clients. I have detailed discussions about a topic that most people won’t talk about with their own family or friends, money. I let people bare their souls about what has happened to them, and how they have handled their struggles. I listen and learn from them about their businesses, their jobs and their life. I then make sense of it all, and untangle the web of loans, credit cards, mortgages, car loans, medical debt, and personal loans. We talk about all of the options available, both in Bankruptcy Court and out of it.
Using my legal knowledge of the Bankruptcy Court system, and real-world experience, I can then counsel clients on how to prepare for Bankruptcy, the requirements, and best timing for filing for Bankruptcy Relief. This is where my legal experience comes into play. I also can offer my own everyday life experience and offer practical suggestions!
Navigating Bankruptcy Court is different than other Courts in that every case is assigned a Trustee, who conducts a hearing to review their Bankruptcy Petition. The Trustee is the person who reviews each case to determine whether there are issues to bring to the Court’s attention. I have strong working relationships with each Trustee in the Northern District of Illinois. These relationships are based on decades of dealings with each Trustee. In each interaction, my integrity, my work-ethic, and preparedness shows. And the Trustees remember the quality of my work, which benefits each of my clients.
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Court: Tennessee can enforce Down syndrome abortion ban
Court News |
2020/11/20 00:38
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A federal appeals court ruled Friday that Tennessee can begin outlawing abortions because of a prenatal diagnosis of Down syndrome, as well as prohibit the procedure if it’s based on the race or gender of the fetus.
Tennessee Republican Gov. Bill Lee enacted the so-called “reason bans” earlier this year as part of a sweeping anti-abortion measure. The law gained national attention because it banned abortion as early as six weeks ? making it one of the strictest in the country ? but it included several other anti-abortion components.
The law was immediately blocked by a lower federal court just hours after Lee signed it into law.
However, the 6th Circuit Court of Appeals’ decision will allow the state to enforce the reason bans while abortion rights groups continue their court battle against that law.
The plaintiffs, which include Tennessee abortion providers being represented by reproductive rights groups, had argued the ban was improperly vague, but the court disagreed.
Currently, more than a dozen states have similar reason bans in place.
“These bans are just another way anti-abortion politicians are attempting to limit the constitutional right to abortion care and to create stigma,” said Nancy Northup, president and CEO of the Center for Reproductive Rights, in a statement. “Decisions about whether and when to continue or to end a pregnancy are best made by the individual and their family.”
The Attorney General’s office said in a statement that they “appreciate the Sixth Circuit lifting the lower court’s injunction” and looked forward to continuing defending the statute.
“Our law prohibits abortion based on the race, gender, or diagnosis of Down syndrome of the child and the court’s decision will save lives,” Lee said in a statement. “Protecting our most vulnerable Tennesseans is worth the fight.”
Immediately following the appeals court ruling, the plaintiffs’ attorneys filed a request in lower federal court for a temporary restraining order to block the reason bans once again, but this time argued the law illegally prohibits a patient from “obtaining constitutionally protected pre-viability abortion care.”
“(The) Sixth Circuit only addressed plaintiffs’ vagueness claims and explicitly declined to issue any ruling with respect to plaintiffs’ claims that the Reason Bans violate patients’ constitutional right to pre-viability abortion,” the attorneys wrote.
The court had not issued a ruling on that as of Friday evening.
Down syndrome is a genetic abnormality that causes developmental delays and medical conditions such as heart defects and respiratory and hearing problems.
According to the National Down Syndrome Society, about one in every 700 babies in the United States ? or about 6,000 a year ? is born with the condition, which results from a chromosomal irregularity.
The rarity of the condition has prompted abortion rights groups to paint the Down syndrome bans as part of yet another thinly veiled effort by lawmakers to continue chipping away at a patient’s right to an abortion. |
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Court weighs challenge to Colorado discrimination law
Stock Market News |
2020/11/17 00:38
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A Colorado web designer should not have to create wedding websites for same-sex couples under the state's anti-discrimination law because it would amount to forced speech that violates her religious beliefs, a lawyer told an appeals court Monday.
Kristen Waggoner, a lawyer for Alliance Defending Freedom, told a three-judge panel of the 10th U.S. Circuit Court of Appeals in Denver that the issue for designer Lorie Smith, who is a Christian, is the message and not the customer.
“No one should be forced to express a message that violates their convictions,” Waggoner said during the virtual hearing. She is trying to revive a lawsuit challenging the state’s law, which her group also targeted on behalf of Colorado baker Jack Phillips in a case decided in 2018 by the U.S. Supreme Court.
The high court decided the Colorado Civil Rights Commission had acted with anti-religious bias against Phillips after he refused to bake a cake for two men who were getting married. But it did not rule on the larger issue of whether a business can invoke religious objections to refuse service to LGBT people.
On Monday, Chief Judge Timothy Tymkovich asked what Smith would do if she was approached by a straight wedding planner asking her to create four heterosexual wedding sites and one for a same-sex wedding. Waggoner said Smith would not take that job.
Colorado Solicitor General Eric Olson questioned whether Smith should even be allowed to challenge the law since she has not started offering wedding websites yet.
But if she did, he said her argument would mean she would refuse to create a website for a hypothetical same-sex couple named Alex and Taylor but agree to make the same one for an opposite sex couple with the same names. He said that would be discrimination under the Colorado Anti-Discrimination Act, which prohibits discrimination on the basis of sexual orientation.
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Court blocks small number of ballots in Pennsylvania over ID
Court Watch |
2020/11/15 00:39
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A Pennsylvania judge sided with President Donald Trump’s campaign Thursday and ordered counties not to count a tiny number of mail-in or absentee ballots for which the voter didn’t submit valid identification within six days after the Nov. 3 election.
The injunction issued by Commonwealth Court Judge Mary Hannah Leavitt deals with an as-yet unknown number of ballots that may number a few thousand, or less.
While the Trump campaign’s general counsel, Matt Morgan, called the order a “win” for the campaign, the ballots affected may not have been tabulated yet and are unlikely to affect the outcome of the presidential race in Pennsylvania.
The court order affects a subset of about 10,000 ballots that arrived within a three-day period after polls closed Nov. 3, a period allowed by the state Supreme Court because of concerns over the pandemic and delays in the U.S. Postal Service.
Allegheny County, the state’s second-most populous county, did not have any ballots subject to the order, a spokesperson there said. Philadelphia had about 2,200 such ballots that may be subject to the order, a spokesperson there said.
In Thursday’s order, Leavitt agreed with a challenge by the Trump campaign and the Republican National Committee to guidance issued Nov. 1 by Pennsylvania’s top election official, Secretary of State Kathy Boockvar, a Democrat. In that guidance, Boockvar advised counties to allow voters to provide the necessary identification within nine days after the Nov. 3 election, or through Thursday.
That three-day extension was strictly for voters whose ballots that had arrived within a three-day grace period after Election Day allowed by the state Supreme Court.
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Chapter 7 bankruptcy - The Bankruptcy Means Test
Legal Interview |
2020/11/14 20:07
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The means test makes it so that not everyone can simply file for bankruptcy and wipe out their debts. Those with a high amount of disposable income do not qualify. You will need to determine how your household income compares to the median in your state. If it is less, then you automatically qualify. If it is above the median, then you need to calculate your disposable income, which can get complicated.
When we calculate the means test, the formula allows certain amounts of expenses, and then the test calculates how much money you have left over. If it is higher than a certain amount, then you fail the means test. But, when we complete the means test, there are many items which vary for each person. We will use our experience to give you the best possible result to see if you qualify. It’s not simply plugging in a few numbers.
However, even if you do not qualify for Chapter 7 bankruptcy, you may still qualify for Chapter 13 bankruptcy, and the means test will determine how much of your debt you are required to pay back.
Chapter 7 for Individuals/
Chapter 7 bankruptcy is a good option for consumers who simply have too much debt and can not keep up with payments. They may have lost their job or come across unexpected expenses, such as medical bills or car repairs. If you take the means test and your income is below the median, then you qualify for Chapter 7 bankruptcy. If you want a fresh start, but do not have a regular income, Chapter 7 can wipe out the majority of your debts.
In this type of bankruptcy, we will consult with you to see what you own, and who you owe. We will then review your entire situation so that you know exactly what we expect will happen. In most cases, people can keep their house, car, and other household goods, and eliminate their unsecured debts.
A Trustee is assigned to review your case to see if you own more than you can protect. If you own more than what you are allowed to protect, the trustee may sell your assets, and use the proceeds to pay your debts. This happens in a very small number of cases.
Chapter 7 bankruptcy will wipe out unsecured debts such as credit card bills and medical bills. You are still on the hook for certain debts, such as tax debt, child support, alimony, and student loan debt. For student loan debt, you might be able to discharge that debt if you can prove that you have a permanent injury or illness that will prevent you from paying back your student loan debt. (Called the “Bruner” or “undue hardship” standard) Any attempt to discharge student loans are done in a separate and very difficult court proceeding.
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Investment Fraud Litigation |
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Securities fraud, also known as stock fraud and investment fraud, is a practice that induces investors to make purchase or sale decisions on the basis of false information, frequently resulting in losses, in violation of the securities laws. Securities Arbitration. Generally speaking, securities fraud consists of deceptive practices in the stock and commodity markets, and occurs when investors are enticed to part with their money based on untrue statements.
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The content contained on the web site has been prepared by Securities Law News as a service to the internet community and is not intended to constitute legal advice or a substitute for consultation with a licensed legal professional in a particular case. | Affordable Law Firm Website Design by Law Promo |
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